Work sent me to Denver, Colorado last week for a training conference so it was nice to visit a different state for the first time. I had a couple of close friends living in Colorado Springs so I flew out early and spent the weekend with them before heading back north for work things.
Highlight of the trip was the hiking in Garden of the Gods in beautiful mid 60-degree weather and being the tourist scrambling over rocks to get pictures of everything. It turns out there were guided trail rides through the park but unfortunately we didn’t have enough time...
Travel time to from NJ and CO was about 12 hours door-to-door so I was wiped out when I got home Thursday afternoon and dead tired when I rolled into work on Friday morning. My introverted side was begging for respite so I was really looking forward to solitude and trail time with the mareface this weekend.
We had a fantastic 12 mile solo ride at race pace. Quest had zero problems at the "sticky" sections that she sometimes balks/gives hairy eyeball at. She was feeling good and ready for more at the end. Ride went super well, so well that I don't have much to say about it asides from this mare is awesome and so very forgiving when her newbie owner makes dumb mistakes.
When I first got Quest, I entered into ownership knowing I wouldn’t put her through serious colic surgery and was also well aware of the costs in putting a horse down when the time arose. I have funds set aside for emergencies and a good line of credit so I feel set for the most part.
I haven’t yet needed to think about insuring my horse for risk until now.
My work benefits package included personal/family insurance so I admit to being unversed in this topic. I need to do some reading first to answer the basic questions like “Should I get insurance?” and “What should I be looking for in an insurance package?” I know there is always the risk of something happening at an endurance ride but I don't know what the best plan for me would be. J gave me Blue Bridle as an option to consider so my next step after doing some self-study would be to call up someone at the company to have them talk me through what it entails.
Maybe if I just leave Quest in a field, she'll stay out of trouble....haha, yeah right. She is trying to prove me wrong with her latest escapade by somehow scraping an entire layer of skin (the size and width of my hand) off her leg while out in pasture…She is totally sound, but still ugh. Why do you do this, mare?
|Cute mareface modeling her new cooler is just clever distraction.|
Anyways, I'm very interested in hearing what other people have decided to do...If you actively compete with your horses, what do you do? Do you have insurance? If so, with what company and what has worked/not worked?